we need to have our own place to live.
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Did you find one?
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and there is room,
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About what?
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Sounds like Richard.
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We love having you here,
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and… and when the baby comes,
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It's natural.
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at this point in our lives?
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but Philip is too independent.
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I remember when I was pregnant with Richard.
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Well, what do you think about Richard and me
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and he kept talking about having a house of our own.
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Philip was a young doctor,
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Ellen, I'd like your opinion.
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We looked at a lot of houses.
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the baby can stay in your room for a while.
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Oh.
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What did you do?
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He's independent,
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Oh, not at first.
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They're all alike.
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Well, Richard and I feel that with a baby coming
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He didn't want to borrow any money.
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Philip and I were living with Grandma and Grandpa.
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looking for a small house or an apartment
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Grandpa wanted to lend us the money to buy one,
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When did you buy a house?
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Richard feels we need to find a small house.
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We couldn't afford it.
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Richard is a real Stewart.
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and sometimes just stubborn.
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After Richard was born.
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I was teaching music,
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Do you think it's too long?
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You won't believe this,
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but just right for us.
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It's funny. History repeats itself.
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Well, I'll tell Richard,
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We can learn a lot by asking.
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and we probably won't be able to
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Maybe we should
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Look in the real-estate section of Sunday's Times.
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I think it's a good idea, Ellen.
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As a matter of fact,
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let me know.
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afford a house right away, either.
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Right here in Riverdale.
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I'll talk to Richard about it.
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And a bank about a mortgage.
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Are you planning to attach a train to it?
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I think the skirt is just right.
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Where was the house?
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You'll learn a lot.
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and we'll go to see her.
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Do you think the skirt length is right, Ellen?
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and Philip was opening his first medical office.
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but she sold us our first house and this one.
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Good.
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speak to a real-estate agent about a house.
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Of course, it was a small house,
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Now Richard and I are having a baby,
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Good idea.
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my friend Virginia Martinelli is a real-estate agent.
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And if I can be of any help,
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Why don't you look at some houses, Marilyn?
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I remember your parents' first house very well.
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And thanks for the advice about the house.
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we love having you here.
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Thanks, Ellen.
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But I am going to make a headpiece of lace.
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I hear you're expecting a baby, Mrs. Stewart.
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to help you find a house now.
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so it's my pleasure
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I love your house on Linden Street.
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Oh, so you don't need something immediately?
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I'll talk to Richard about it
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Well, we're not sure we can afford one.
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I've seen pictures of him.
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about the possibilities.
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for a long time,
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He had blond hair.
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That's a good idea.
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That dress is gorgeous.
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the minute he comes home.
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No. No train. Just the dress.
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I grew up in that house.
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I sold your father that house seventeen years ago.
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Really?
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Yes, Mom was pregnant with Robbie then,
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Mmm-hmm.
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It was on Spring Avenue, near the park.
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So we will be needing more room.
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And remember,
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I've been friendly with the Stewart family
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and they needed the extra room.
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Yes, and you were such a cute baby.
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But we'd like to find out
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There's no need to rush.
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It's pretty,
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but I prefer a two-story home.
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and it's only about an hour's drive from here.
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With two bedrooms?
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It looks wonderful.
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Well, we have an office in Mount Kisco.
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Oh, this is a wonderful house.
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I don't care for a ranch type.
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OK.
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Let me show you some pictures of houses.
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We've always lived in this area.
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about your salaries and your savings.
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I sold it to the present owners.
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No. But in five or six months…
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This is a two-bedroom, two-bath house.
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Yes, I think I can show you some.
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Here.
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It's a lovely area,
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Now, let's see. Here.
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you gave me enough information
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This is a lovely two-bedroom house in your price range.
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And time passes so quickly.
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Of course, they won't be in Riverdale.
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I have a book with photos of some homes in that area.
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I do, too.
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The cost of housing's too high for you here.
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I haven't thought about living anywhere else.
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So I have a good idea about your financial situation.
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Well, when you called,
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Yes, it does.
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I know it well.
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Where should we look for a house, Mrs. Martinelli?
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It's interesting.
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I love the roof tiles on a Spanish-style house.
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Oh my!
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A house like this in Riverdale costs double the price.
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and it is on a half-acre lot.
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Would you like to go see it?
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to talk to someone at the bank next week.
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It's quite lovely.
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No. It has three bedrooms and three baths.
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It's a bargain.
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Oh,
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This is very helpful, Mrs. Martinelli.
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Here.
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Just to get an idea of some other possibilities.
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And the price is right.
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Yes. We're planning
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If someone doesn't buy it before then,
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Here's a real buy.
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I like this house.
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Is it a two-bedroom house?
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This house just came on the market.
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It has a full basement,
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Perhaps we could see the house this weekend.
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But let's keep looking.
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This is a wonderful example of Spanish-style architecture.
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You can probably afford this one.
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And there's a two-car garage.
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Then why don't we go look at this house, too?
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I know the house.
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And a living room with a twelve-foot ceiling.
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So do I.
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It looks like the houses in Hollywood.
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It has a brand new kitchen.
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Well, thanks so much for your help and your time,
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My pleasure.
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Give my best to your parents.
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And we'd like to find out about a mortgage.
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We've got a lot to talk about.
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Thanks so much.
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I'll give them your regards.
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Thank you, Mrs. Martinelli.
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I do think you should go see the houses
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We'd like to discuss a mortgage.
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He's the best pediatrician in Westchester.
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I'm Richard Stewart, and this is my wife, Marilyn.
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Let me give you some information sheets about the houses.
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How do you do?
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when she was a child.
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He took care of my daughter
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Fine. Are you buying a house
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We are customers of the bank.
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Please, sit down. What can I do for you?
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Likewise, Mr. Riley.
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We're planning to buy a house.
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Mmm-hmm. Thanks.
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or are you refinancing your present home?
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For a house.
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Pleased to meet you.
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They're both very good buys.
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It's a good investment.
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Here.
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and talk to the bank.
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I'm Ralph Riley.
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We really appreciate your advice.
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Hello.
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Thanks, Mrs. Martinelli.
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Your father's a wonderful doctor, Richard.
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Mrs. Martinelli.
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We're talking about buying
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Thank you.
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I'm thirty.
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I see. Then you don't have any collateral.
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I'm twenty-nine.
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Are you prepared to make a ten-percent down payment?
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Well, it depends. Do you own any other property?
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Yes, we are.
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And, Mrs. Stewart, are you working?
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Yes. I'm a designer, and I work in a boutique.
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someone to sign for the loan for you.
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Last year's tax forms?
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Payments over thirty years?
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I have some questions to ask.
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Perhaps you could get a guarantor --
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Any stocks or bonds?
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Here are the financial details on the house.
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I'm a freelance photographer.
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As a matter of fact, my whole family banks here.
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Do you think we can get a loan?
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And, Mr. Stewart, what is your occupation?
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OK. What… what kind of house did you have in mind?
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Why is that necessary?
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Yes. Here they are.
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We live with my parents, Dr. and Mrs. Philip Stewart.
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Did you bring any savings or salary information?
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Yes.
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And how old are you?
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Neither.
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No.
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Do you own your house or do you rent?
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a two-bedroom house in Mount Kisco.
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Now, tell me, what's the problem?
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We have no collateral.
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And we don't own anything to use as collateral.
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if you can't make the payments.
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to ask Dad to sign as a guarantor.
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Thank you, Mr. Riley. We'll read this over carefully.
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I hope so, too.
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Good-bye. And hope to see you soon.
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Why don't you speak to Dad?
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until they mentioned needing collateral or a guarantor.
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No. If we buy a house, I want to be able to handle it alone.
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Since you don't have enough income,
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Good-bye.
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It all sounded so easy
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I see. Well, the idea of buying a house is exciting.
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the bank needs to be sure
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I don't feel right about it.
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We can get a loan from the bank
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I understand your feelings about it, Richard.
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Thank you.
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I understand Richard's feelings about it, Ellen.
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if we can put up some collateral.
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Good-bye. Thanks.
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and you don't already own any property,
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And I don't think it's a good idea
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you can pay the mortgage every month.
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Or someone can sign with us as a guarantor.
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A guarantor is responsible for the loan
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Take care.
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Everybody needs help sometimes, Richard.
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Somebody else'll buy it by then.
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And I'll call Mr. Riley at the bank
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We'll call Mrs. Martinelli and tell her to keep looking for us.
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and tell him we'll see him in a couple of months.
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This has been a great learning experience for us, Marilyn.
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Looking at the houses.
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And if you ever need Dad or me to help you…
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and be able to put more money down.
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Then there'll be other houses, Marilyn.
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It has been a learning experience. That's true.
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We know.
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It's a Stewart tradition. We're a family.
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Looking around. Especially with a purchase of this kind.
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You're talking about a lot of money.
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I think you're doing the right thing. Taking your time.
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Talking to the loan officer at the bank.
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Talking to the real-estate agent.
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Richard has a point. You're just beginning to look.
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What about the house in Mount Kisco?
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We're in no great rush. It's true.
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In two or three months, I'll have an advance on my book
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You know we'll be there for you.
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